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Limits planner

A limit only works if it’s set before you play and is based on your real budget. Enter a few numbers — the planner calculates, using a conservative rule, a personal deposit, loss and time-limit plan that you can set in your casino account. Inputs are not stored or sent anywhere.

Your data

Use net amounts (money that actually reaches your account). The numbers stay only in your browser’s memory.

Salary and other regular income after taxes.
EUR
Housing, loan payments, food, transport, family costs — everything that must be paid.
EUR
The plan recommends capping at 3 nights a week.
Besides a home loan. If yes, the recommended limit halves.
If you haven't taken the test yet, do it first — it takes about 2 minutes.
Step by step

How to set the plan at the casino

1

Open account settings

Every EMTA-licensed casino has a "Responsible gambling" or "Gaming limits" section.

2

Enter your limits

Set your monthly and weekly deposit and loss limits exactly to the plan — not "roughly".

3

Repeat at every casino

Limits apply per casino. If you have several accounts, set the plan in each one separately.

4

HAMPI if needed

If limits aren’t enough, the state self-exclusion blocks all Estonian-licensed casinos at once.

Golden rule: lowering a limit takes effect immediately, raising it only after a waiting period. If you feel the urge to raise a limit while playing — that’s the sign the limit is working.

Methodology

How the plan is calculated

Spare money, not your salary

The calculation is based on money left after fixed costs — gambling must never compete with bills and family.

A conservative baseline rule

Up to 5% of your spare money per month. This is an entertainment budget, not an investment one — a loss must not hurt.

Adapting to risk

Consumer loans halve the recommendation; self-test risk signs reduce it further. For high risk we recommend a break, not a limit.

Private

Income and expenses are sensitive data — they stay only in the page’s memory and disappear when you close it.

Frequently asked questions

Limits FAQ

Why up to 5% of spare money?
This is a deliberately conservative entertainment-budget rule: an amount whose total loss won’t affect your bills, savings or family wellbeing. Gambling is a cost, not a way to earn — RTP is always below 100%.
Can the limit be changed later?
Yes, but asymmetrically: lowering takes effect immediately, raising only after a waiting period (usually 24 h – 7 days). This delay is your protection against impulse — don’t look for a casino without it.
Does one limit apply across all casinos?
No — account limits apply only at that casino. Set the plan at every casino where you have an account. The only blanket restriction is the state HAMPI self-exclusion, which blocks all Estonian-licensed operators.
What to do if the limits don’t hold?
If you notice yourself looking for ways around the limits, that’s a clear signal. Take the self-test, call the free helpline 15410 and consider HAMPI self-exclusion — it’s the strongest tool.
Is my data stored?
No. Income, expenses and answers stay only in the page’s memory and disappear when you close or refresh it. To keep the plan, use the "Copy plan" button.
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Responsible-gambling tools

Limits planner: how to set sensible gambling limits

A limits planner is a tool that helps you establish clear financial and time boundaries before you start playing. The idea is simple but powerful: once you decide in advance how much you are willing to spend over a week or a month and how much time you want to devote to play, it becomes far harder to make impulsive decisions in the heat of the moment. Freespin.ee is an independent comparison portal rather than a casino, and the purpose of this tool is to give players in Estonia a clear picture of how to manage their own budget with discipline.

A good limit plan usually consists of several parts. The most important is the deposit limit, the amount you are prepared to transfer to your account over a set period. Alongside it sits the loss limit, which defines how much of a downswing you are willing to tolerate, and the stake limit, which keeps individual bets under control. Time boundaries matter just as much: planning your session length and the number of playing days in advance helps you avoid situations where the hours slip by unnoticed. The whole point of the planner is to write these numbers down calmly and with a clear head, not in the middle of an exciting session.

It is important to understand that limits are not a punishment or a sign that you cannot play well. On the contrary, they are the mark of an experienced player who treats gambling as entertainment they pay for, rather than a way to make money. When a set boundary is reached, the sensible thing is to end the session and wait until the next plan. This kind of consistency is exactly what separates controlled leisure from impulsive play that can quickly become too heavy a burden on your budget.

In Estonia, legal casinos operate under a licence issued by the Tax and Customs Board (EMTA) and are required by law to offer self-control tools: deposit limits, session restrictions and self-exclusion. A limits planner complements these by helping you think your own figures through before you apply them on a real account. It is wise to review your plan from time to time, for example every couple of months, so that it still matches your actual budget and lifestyle in {year}.

Remember that gambling is only for players aged 18 and over and should remain entertainment, not a source of money worries. Always play within an amount you can afford to lose. If you feel your control slipping, take a break, use self-exclusion and reach out for free support through a counselling line.