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Tie bet

The baccarat bet that both hands finish on an equal total — a large payout and baccarat’s highest house edge.

Also: tie bet · baccarat tie · egalite panus

Definition

The tie bet (*égalité*) is a bet that the player's and banker's hands finish on an **equal total**. The payout is usually 8:1 or 9:1, which makes it the most attractive-looking bet on the table — and mathematically the worst.

## The numbers

A tie occurs in about **9.5%** of deals. A fair payout at that frequency would be roughly 9.5:1. The casino pays 8:1, which produces a house edge of about **14.4%**. At a 9:1 payout it is about 4.8%.

Compare: the [banker bet](/glossary/bankeri-panus) at 1.06%, the player bet at 1.24%.

**This means the tie bet loses on average about 14 times more than the banker bet** per euro staked, when the payout is 8:1.

## Why people play it anyway

The combination of a large payout and a rare event reads like an opportunity. And because a tie **does** happen often enough to be seen regularly, it creates an impression of predictability. It is not — each deal is independent of the last, and the [gambler's fallacy](/glossary/manguri-eksiarvamus) is precisely the line of thinking that loses money here.

## The practical recommendation

Avoid it. If baccarat appeals precisely because of the tie bet, a more honest way to look for the same excitement is a high-[volatility](/glossary/volatiilsus) [slot](/glossary/slotimang), where the house edge is usually lower than 14%.

Guide

The tie bet is the baccarat table's clearest example of a large payout concealing bad mathematics. 8:1
sounds generous, but a tie occurs in about 9.5% of deals, which means a fair payout would be higher
than the one offered. The gap between the fair and the offered payout is the house edge, and here it is
about 14% — higher than most slots and fourteen times higher than the banker bet at the same table.

The commonest error is looking for patterns. Baccarat tables usually display a scorecard showing the
results of previous hands, and it creates the impression that a tie is "due". Each deal is independent
of the last, and the scorecard carries no information about the future — it is a free way for the
casino to encourage betting.

If you play baccarat, the whole decision is one: the banker bet, skip the tie. The rest is decoration.