Money
The total you expect to wager.
EUR
Range: 1 to 10000000Interactive tool · calculate before depositing
Loyalty programme value calculator
Loyalty programme value calculator for players in Estonia — free, anonymous and with an instant result. Enter your data and see in numbers what a bonus or game really means: bonus value, wagering requirement, bet contribution, RTP or expected outcome. Make your decision by the numbers, not the promises — nothing is stored.
Adjust assumptions
Adjust the values below and the results snapshot updates instantly.
Bonus details
Enter the details of the bonus or offer you want to clear.
Money
The turnover needed to earn one loyalty point.
EUR
Range: 0.1 to 100000Money
The cash value of one point on redemption.
EUR
Range: 0.0001 to 1000All calculations are estimates and based on the data entered.
How the loyalty programme value calculator works
Points-based loyalty and VIP clubs are easiest to compare when you convert them into an effective return — the share of your total turnover that comes back as prize value.
The calculator divides turnover by the bet needed to earn a point, multiplies by the point value and expresses the result as a percentage of turnover.
Formula
Effective return = (point value ÷ bet per point) × 100
Example: a typical 0.1% club
€10 wagered per point, each point worth €0.01, total turnover €1,000.
- Points earned€1,000 ÷ €10 = 100 points
- Prize value100 × €0.01 = €1
- Effective return€1 ÷ €1,000 = 0.1%
The effective return depends only on the earning rate and point value, not the turnover size — so two clubs can be compared on equal terms.
Why the effective return matters
Two clubs can seem similar but differ by multiples if one gives a point per €10 and the other per €5. A higher tier or faster earning raises the return.
Tips
- Compare clubs by effective return, not the number of points.
- Account for VIP-tier multipliers, point expiry and game weighting.
- Also see the cashback calculator and the bankroll plan calculator.
- All results are theoretical decision aids, not guaranteed returns.
Frequently asked questions
What is the effective return?
The effective return is the share of your total turnover a loyalty scheme returns as prize value. It lets you compare point clubs by the same yardstick, regardless of bet size.
Do VIP-tier multipliers change the result?
Yes. If your VIP tier earns points faster, lower the 'bet per point' field (or raise the point value). The calculator assumes a single earning rate.